The core phrase identifies resources that offer preparatory materials for the National Mortgage Licensing System (NMLS) exam at no cost. These resources typically come in a portable document format (PDF) and are readily accessible for immediate use after retrieval from the internet.
The availability of these resources is valuable for individuals seeking mortgage loan originator licenses, providing a cost-effective way to study essential concepts, regulations, and practices. Historically, test preparation often required significant financial investment, making freely available guides a significant asset for aspiring professionals with limited budgets. Their use can contribute to improved exam performance and a better understanding of the mortgage industry.